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Vickie Ballard | Kentucky Dream Realty
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What Are the Benefits of a 20% Down Payment?

What Are the Benefits of a 20% Down Payment?

by Sanjay Singh | Mar 1, 2021 | Buyer, Buyer & Seller, Buying A Home, Buying Myths, Housing Market Updates

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for...

5 REASONS WHY WINTER IS ACTUALLY A HOT TIME TO BUY A HOME

by Sanjay Singh | Dec 29, 2020 | Advice for Buyers, Buying A Home, Extraordinary Homes, Holidays, Mortgage Rates, Winter

Ask anyone that has been to an open house or a home showing in the middle of a snowstorm, and they tell you they prefer to look at homes in the spring and summer. Ask sellers, and they will tell you they don’t want potential buyers tracking snow through their house in...

The Do’s and Don’ts after Applying for a Mortgage

by Sanjay Singh | Dec 21, 2020 | Buyer, Buying A Home, First Time Home Buyers, Interest Rates, Move-up Buyers

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or...

U.S. HOME PRICES RISE AT FASTEST PACE IN TWO YEARS

by Sanjay Singh | Nov 23, 2020 | Buying A Home, Housing Market Updates, Interest Rates, Mortgage Rates, Price Growth

Big picture:  The housing sector is showing strength across the board resulting from a combination of low mortgage rates, rising demand, and shift in consumer preferences as a result of the pandemic. The numbers: The S&P CoreLogic Case-Shiller 20-city price index...

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Kentucky Dream Realty LLC.
2120 Frederica St.
Owensboro, KY 42301
C: 270.993.6573
Email: VickieBallard7@gmail.com

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